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Cheap Arizona Auto Insurance
Auto Insurance is what we do. At Express Auto Insurance we’ll give it to you straight and if it’s the cheapest auto insurance then buy it, if it’s not then you shouldn’t, because we wouldn’t either.
Affordability, great service, fast auto insurance quote and convenience is what we do best. From Phoenix or Nogales. Give us a shot.
Hard to Insure? We got you. With affordable liability Insurance coverage in Arizona. Most transactions can be remotely done by phone, text or email.
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Cheap Arizona
Auto Insurance
Auto Insurance is what we do. At Express Auto Insurance we’ll give it to you straight and if it’s the cheapest auto insurance then buy it, if it’s not then you shouldn’t, because we wouldn’t either.
Affordability, great service, fast auto insurance quote and convenience is what we do best. Phoenix, Flagstaff or Surprise. Give us a shot.
Hard to Insure? We got you. With affordable liability Insurance coverage in Arizona. All transactions can be remotely done by phone.
Cheap Arizona Auto Insurance
The most Affordable Auto Insurance in the Arizoa area is at Express Auto Insurance. We’ll get you covered and we can do it all by phone.
Cheap Arizona Auto Insurance the most affordable auto insurance in Arizona is at Express Auto Insurance. We’ll get you covered and we can do most by phone, text or email. The choice is all yours.
We have the Insurance Companies to find you the best Arizona Car Insurance for the best rate
YES We Can!
No Drivers License
SR-22
New in State
Young Driver
Non-Owners
No Previous Insurance
Bad Credit
No Credit
Ticket or Accidents
Expired Drivers License
Matricula
International or Mexican Licens
…And We Can Do It Affordably
And Do We Have Discounts!
(if applicable)
Automatic Payments
Continuous Insurance Discount
Homeowner
Multi-Car
Multi-Policy
Paid in Full
Paperless
Advance Quote
Good Student
Senior Driver (safety course required)
Renewal Discount
Air Bag Discount
Five Year Claim Free
Three Year Safe Driving
Driver-Side Airbag
Smart Technology
Full Coverage
Anti-Theft Discount
YES We Can!
No Drivers License
SR-22
New in State
Young Driver
Non-Owners
No Previous Insurance
Bad Credit
No Credit
Ticket or Accidents
Expired Drivers License
Matricula
International or Mexican License
…And We Can Do It Affordably
And Do We Have Discounts!
(if applicable)
Automatic Payments
Continuous Insurance Discount
Homeowner
Multi-Car
Multi-Policy
Paid in Full
Paperless
Advance Quote
Good Student
Senior Driver (safety course required)
Renewal Discount
Air Bag Discount
Five Year Claim Free
Three Year Safe Driving
Driver-Side Airbag
Smart Technology
Full Coverage
Anti-Theft Discount
We have the Auto Insurance Companies to find you the lowest and affordable rates on your Arizona Car Insurance
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Motorcycle, E-bike & Electric Scooter
Motorcycle, E Bike and Electric Scooter insurance covers the motorcycle from damage caused by an accident as well as liability to other vehicles or injury caused to another party.
Commercial Auto Ins.
Successful businesses understand the importance of reliable commercial auto insurance for their business vehicles.
Water Craft Insurance
What does boat insurance protect me against? A Boatowners Policy can insure you against most risks of owning and operating your boat, its motor and its trailer.
Homeowners
At Pronto Auto Insurance, we provide you extensive coverage’s for your home! Whether it needs to be repaired or rebuilt in the aftermath of a storm, or an act of vandalism, your homeowners’ policy has got you covered!
RV Insurance
What does the RV insurance cover? Most RV policies offer full coverage. This covers your RV no matter what happens and whose fault it is.
Renters Insurance
Renters insurance can protect your belongings in case of disaster. Renters face the same risk as homeowners in cases of disasters striking their dwelling.
Mexico Insurance
Various Mexico insurance laws will require you to purchase liability insurance from an insurer that’s licensed to provide coverage in Mexico which means your regular US auto insurance most likely won’t cover you.
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Auto Insurance
We offer a variety of coverage and companies for any driver. That’s right, ANY DRIVER in Phoenix, Tucson, Bullhead City and the rest of Arizona.
Motorcycle, E-bike & Electric Scooter
Motorcycle, E Bike and Electric Scooter insurance covers the motorcycle from damage caused by an accident as well as liability to other vehicles or injury caused to another party.
Commercial Auto Ins.
Successful businesses understand the importance of reliable commercial auto insurance for their business vehicles.
Water Craft Insurance
What does boat insurance protect me against? A Boatowners Policy can insure you against most risks of owning and operating your boat, its motor and its trailer.
Homeowners
At Pronto Auto Insurance, we provide you extensive coverage’s for your home! Whether it needs to be repaired or rebuilt in the aftermath of a storm, or an act of vandalism, your homeowners’ policy has got you covered!
RV Insurance
What does the RV insurance cover? Most RV policies offer full coverage. This covers your RV no matter what happens and whose fault it is.
Renters Insurance
Renters insurance can protect your belongings in case of disaster. Renters face the same risk as homeowners in cases of disasters striking their dwelling.
Mexico Insurance
Various Mexico insurance laws will require you to purchase liability insurance from an insurer that’s licensed to provide coverage in Mexico which means your regular US auto insurance most likely won’t cover you.
Mandatory Insurance
Will my out-of-state insurance be acceptable for Arizona?
No. All vehicles registered in Arizona must be insured by a company licensed to do business in this state. Arizona residents who are out of state (including military personnel), however, may submit a De-Insured Certificate on a vehicle, on a short-term basis.
How long do I have to get insurance after I register my car?
Customers have 30 days after initial registration to submit insurance.
What is de-insurance and how do I de-insure my vehicle?
De-insurance is a method of temporarily discontinuing the required insurance on the vehicle until it is ready to be driven or placed on the road again. A de-insured vehicle will not be suspended due to lack of insurance unless it is driven on Arizona roads. You can de-insure your vehicle online at AZMVDNow.gov.
I received a notice that my plates and registration were suspended. Why?
A suspension could have
been generated for one of several reasons:
- MVD has not received proof of Arizona insurance.
- There was a lapse in insurance coverage.
- There was an accident case opened.
- A newly registered vehicle may not have been on system when insurance information was received.
- There was a VIN (vehicle identification number) error, either entered into the system incorrectly or provided incorrectly by the insurance company.|
My vehicle is being restored so I dropped the insurance, and now the registration is suspended. What should I do?
Complete a De-Insured Certificate form. Once restoration is complete, get proof of insurance, complete a nonuse certificate and apply for registration.
Why isn’t my insurance on file? I provided it at the time I registered my car.
State law requires that the insurance company and the owner submit proof of Arizona insurance within 30 days after initial registration. Insurance companies are also required to routinely notify MVD of all policy cancellations, renewals and any new issuance.
How can I clear a registration suspension?
You must provide proof of Arizona liability insurance that was in effect at the time of the suspension. Or, if that proof cannot be obtained, you must pay a $50 reinstatement fee and provide current proof of Arizona liability insurance.
Payment may be made by cash, cashier’s check or money order. Some offices accept credit cards. Cash and credit card not accepted by mail. No personal checks accepted.
When I provide proof of insurance, when will my plates and registration be reinstated?
In some cases immediately, in others within 24 hours after receipt, provided the information submitted meets the requirements of the law. Also, you must ensure that the information is sent to the MVD representative with whom you spoke, to guarantee immediate reinstatement of plates and registration.
Where should I send my updated insurance information?
If you received a notice from us regarding your insurance, please follow the instructions on that notice or contact us or visit AZMVDNow.gov to submit temporary notice of updated coverage.
I submitted the necessary information. Why did I get another notice stating my plates and registration are suspended?
A suspension could have been generated for one of several reasons:
- The information you sent may not have been received.
- The vehicle identification number may have been incorrect on the document provided.
- Insurance information submitted may not cover the time of suspension.
- Documents may have crossed in the mail. Out-of-state insurance may have been provided when Arizona proof of insurance was required. For details concerning your case, please contact us.
I was in an accident and the other driver did not have insurance. Can you provide me with their insurance information?
If an accident occurred and proof of insurance was not available or was not valid, you may submit an Insurance Information Request along with a copy of the police report and a $3 fee. We will then release any insurance information on record for the date of the accident. If no information is available, you will be so advised. Please mail the Insurance Information Request to the address shown at the top of the form.
If I have an insurance suspension in Arizona, will this affect my getting a driver license in another state?
Yes, you will not be able to obtain a driver license in another state until your suspension is cleared in Arizona. It may also prevent you from obtaining vehicle insurance in that state.
What is “mandatory insurance”?
Arizona requires that every motor vehicle operated on roadways be covered by one of the statutory forms of financial responsibility, more commonly called liability insurance, through a company that is authorized to do business in Arizona. This requirement also includes golf carts, motorcycles and mopeds. Minimum levels of financial responsibility are
- $25,000 bodily-injury liability for one person and $50,000 for two or more people.
- $15,000 property-damage liability.
What happens if I don’t get insurance?
Law-enforcement officers will ask you for proof of insurance at the time of traffic stops or accidents. Insurance companies notify MVD of all policy cancellations, nonrenewals and new policies. If your insurance company sends MVD a notice that your policy is no longer active, we will send you an inquiry notice to verify insurance status.
Failure to maintain proper insurance could lead to the suspension of your vehicle registration and/or driver license. To reinstate these privileges, fees and future proof of financial responsibility must be filed with MVD. The future proof requirement is most commonly an SR22 form from an insurance company. This can be expensive to the vehicle owner, especially since the law requires the owner to carry the SR22 for three years from the date of suspension.
Buying and Selling Your Vehicle
What should I do when I buy a vehicle from a licensed dealer?
If you choose to transfer a plate to your new purchase, you must provide the dealer with the plate number. You may be eligible to apply a credit or to request a refund. The dealer will assist you with this process and provide you with a form indicating your selection. The dealer will issue a Temporary Registration Plate (TRP). You may operate the new vehicle using the TRP until the new registration arrives in the mail. Then, you will remove the TRP and attach the plate that you transferred from the previous vehicle, along with the new tabs that you received in the mail.
What should I do when I buy a vehicle from a private sale?
You have 15 days to apply for a new certificate of title. Upon sale or transfer of a vehicle, the registration for that vehicle is not valid. Therefore, any used vehicle that you purchase has an expired registration. You may not operate the vehicle until it is registered or until you purchase a Restricted Use 3-Day Permit, available at EZ Permit, or at any MVD or authorized third-party office.
When I bought my vehicle it still had a plate. Can I drive it?
No. The registration on the vehicle has expired. The previous owner should have removed the plate. Surrender the license plate to an MVD or authorized third-party office, or submit an affidavit of plate destruction (Plate Release form).
Is my permanently registered trailer eligible for a credit or a refund?
At the time the trailer receives a permanent registration, there are 24 months of potential credit. Each month that passes, the number of creditable months is reduced by one, so that the potential credit will be reduced to zero after two years. You may be eligible to receive a credit or request a refund for fees paid within the last two years.
Where do I purchase a permit for a newly acquired vehicle?
If you bought the vehicle from a licensed dealer, the dealer will give you a Temporary Registration Plate that allows you to operate the vehicle for any purpose. If you purchased the vehicle from a private sale, you may obtain a Restricted Use 3-Day Permit, which is valid only for the purposes of vehicle inspection, emission testing, repairs needed to comply with inspection or emission rules, or to otherwise complete the registration process. The permit is available at EZ Permit or at any MVD or authorized third-party office. To operate the vehicle for any other purpose, you must first complete the registration process.
If I sell my vehicle and the plate is lost, am I still entitled to a credit or a refund?
Yes. If your plate has been lost, stolen or damaged, you are still eligible to apply your credit or request a refund. The lost plate may be replaced for $5 when you transfer the credit to another vehicle.
Can I give my credit to another person?
No. However, there are exceptions that allow the transfer of credit to another owner listed on the title of the vehicle that you sold, and from a lessor to a lessee, or in some cases of a trustee, company name, sole proprietor, court order or non-probate estate.
Get a free, no-obligation quote from Arizona Cheap Auto Insurance today and see how much you can save on your car insurance! Protect your car and finances with reliable coverage from Express Auto Insurance. If you’re in the Las Vegas area, please visit our other website, Express Insurance and when in the Reno area and need a quote visit Pronto Auto Insurance
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Aseguranza para Carros – Aseguranza para Carros en Phoenix. Seguro de Auto en Arizona – Seguro de auto económicos en Arizona– Cotizaciones de seguro de autos – Cobertura de seguro de auto para cualquier conductor -seguros de carros en Phoenix – seguros de carros baratos en Phoenix -Seguro de Auto baratos en Arizona.
Ofrecemos una variedad de coberturas y opciones para cualquier conductor y cualquier auto de acuerdo a sus necesidades. Precios excelentes para conductores nuevos y/o conductores sin licencia.
En Express Auto Insurance comparamos precios de muchas compañías para garantizarle precios bajos en Phoenix Arizona. Nuestros profesionales le darán el servicio y cobertura que usted necesita para su auto nuevo o usado.
Robo Total o Parcial (Vandalismo, Fuego) Paquetes Completos de Cobertura Amplia Descuentos Para Buenos Conductores Remplazo de cristales (si es applicable) Servicio de Asistencia en Carreteras Arreglamos Licencias Suspendidas SR-22 Cobertura Inmediata Nosotros aseguramos cualquier conductor Licencia de Arizona o de otro Estado o País. Sin licencia, Matrícula Consular Licencia, suspendida Licencia vencida
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